Mortgage Refinancing can help home owners in many different ways to save money, interest or use their equity to pay off other debts. The Home refinancing process is very similar to buying a house and beside some of the fees being different, most of the loans go through processing and underwriting with the lender. One of the most important factors to refinance your Mortgage is to know the client’s financial plans and goals in order to offer them an appropriate term and option. As much as rate and fee shopping is important, we do encourage our clients to look at the overall picture of their loan as far as future equity, term, the interest paid and the length of recouping the fees charged as well.